C213 Business Talks

"It's a business deal. " Fan Xuehua stared at his father. After a while, he said with a cold expression, "This 60 million yuan is the funds invested by the Hu Yang Foundation to Pioneer Company. We can't borrow it for free, and it can't be without benefits. "

Yesterday, when her father walked out of Vanguard's door, Zhang Ling said angrily, "Fan Xuehua, your father has encountered some difficulties at the moment. He has no choice but to borrow money from you. Look at your behavior. You are high and mighty, and you look like a rich man. It's disgusting. "

Fan Xuehua did not even think about what Zhang Ling had said to him. He retorted sternly, "You still don't know how my mother died?" As soon as he finished his sentence, he couldn't help but cry sadly.

Not to mention Fan Xuehua, even Zhang Ling felt that Fan Wenbin had a certain responsibility for Duan Xiangmei's accidental death. If he were to worry a little, Duan Xiangmei would not be in danger. Furthermore, his death was so miserable, it was too horrible to look at.

How could a big man's family, as well as the CEO of a listed company, be so careless? After his wife attended the reunion, he did not know how to pick her up. Instead, he went back to his hometown to drink? He really didn't take his family seriously.

However, when she saw Fan Wenbin's appearance today, Zhang Ling felt that he was very pitiful. He was the CEO of a listed company, a tycoon who was rumored to be famous on both sides of the Yellow River, but he actually had such a face. He lowered his head and asked his son to borrow money. It was quite pitiful.

So, looking at Fan Wenbin's appearance, she could not help but think of her father, Zhang Jiawen. An antique tycoon who was famous in Ji Nan and even in the entire Shandong, there had been such a very unlucky time in her memory.

She clearly remembered that her father was cheated by a Gansu person in an antique business using the fake relics of Dunhuang's Mogao Cave. Furthermore, he cheated very miserably. It could be said that he had lost everything. In order to rise again, he had no choice but to humbly borrow money from his friends. His expression was the same as Fan Wenbin in front of him. He was very pitiful.

A few days ago, his father called, saying that he wanted to make a trip to Da An with his mother Zhu Hua to take a look at this small county by the Yellow River. What exactly is it like? Along the way, he would make another trip to Dunhuang to take a look at the world-renowned Mo Gao Cave.

Zhang Ling was very clear that her father had said that he wanted to come with her mother to take a look at Da An, but in reality, he wanted to see Fan Wenbin and his wife, and see what kind of person the boss of this listed company was.

A few months ago, when her father was hospitalized due to illness, Zhang Ling went back to Ji Nan. Her father asked Fan Wenbin, especially her mother, Zhu Hua. He also asked her many details about the Fan family, as if he was very worried that his daughter would marry into a wolf's den or tiger's den.

Zhang Ling understood her father and mother's true thoughts very well. At home, she was the only daughter, and her baby was a lump. Since young, she had never suffered any grievances. Now, after graduating from university, her parents were still as worried as before.

Seeing Fan Xuehua's stubborn look, Zhang Ling felt that it was funny and patiently tried to persuade him. In a person's life, it was mostly high and low. Everyone had a bad time when they were in the Third Calamity and the Sixth Calamity.

Under Zhang Ling's patient persuasion, Fan Xuehua's little dissatisfaction with his father quickly passed. Thinking about it carefully, he also felt that it was not easy for his father to work so hard in this life.

Therefore, after getting the approval of Li Fan, the supervisor of the Hu Yang Foundation, he called his father the next morning to ask him to come to the Pioneer Company to sign the loan contract.

At this moment, in Vanguard, Fan Wenbin was very unhappy when he saw his son's cold and impartial manner. After thinking for a moment, his attitude was also very serious as he said, "Xughua University, if the interest is so high, I won't borrow this money. "

He did not expect that his son, in front of money, was also the same as Huang Weidong. He did not care about the father-son relationship, and was like a starving wild wolf. He was very greedy, no, a hundred times more greedy and ruthless than a wild wolf.

"Dad, if you think the interest is too high, you can borrow it from someone else. " Fan Xuehua did not have the slightest sympathy for his father's attitude of wanting to borrow money but also feeling that the interest was too high. He sneered and said, "With so much money, in Daan, I'm afraid no one will be willing to lend it to you. "

When he said this, he thought to himself that if it wasn't for Zhang Ling trying to reason with him, trying to persuade him for more than half a night, and in the end, looking at the relationship between the father and son, he would most likely reject her outright.

Seeing his son's lofty and indifferent attitude, Fan Wenbin was so angry that he really wanted to slap him a few times. I'm unlucky, you brat still want to see me make a fool of myself.

However, thinking about it again, now that it was a money society, how much effect would the relationship between father and son have in the face of money? As the saying goes, when people are under the roof, they have to lower their heads. Who asked him to beg in front of his son's door? If he had to blame, he could only blame himself.

At this moment, Zhang Ling couldn't stand it anymore. She quickly interjected. "Uncle Fan isn't an outsider. Can you lower the interest a little, and consider it as a favor for Uncle Fan?"

Last night, Fan Xuehua only reluctantly agreed to lend money to his father after he earnestly advised him for the whole night. However, Zhang Ling did not expect the interest to be so high. It was 5% higher than the interest rate of the same period in the bank.

Seeing Zhang Ling interrupt, Fan Xuehua glanced at her unhappily. After a while, he said coldly, "Dad, you know it's not easy to get this money. If it wasn't for Li Fan's help, that Yang Chongguang from the Hu Yang Foundation wouldn't have invested in Pioneer Company. "

This point. . . That day, when he was strolling with Li Fan by the Yellow River, Fan Wenbin had heard about it. To a friend like Li Fan who did not care about his past grudges but also valued relationships, tell him the truth in his heart. Fan Wenbin felt that in this very snobbish society now, it was very rare.

When he pretended to be very casual and brought up the topic, When he wanted to borrow a large sum of money from Vanguard, Li Fan smiled and said something that touched his heart, "Director Fan, if you really need money, I will agree to Fan Xuehua lending you this money. "

As the high-level business representative of the Hu Yang Foundation and the person who supervised the funds of Vanguard, Li Fan knew that his words would make Fan Wenbin greatly disappointed. Of course, it would also let Fan Wenbin quickly obtain a large amount of money that he urgently needed to solve his urgent need.

Last night, after receiving Fan Xuehua's call, Li Fan agreed without hesitation. He could lend Fan Wenbin this money, but he needed to pay a certain amount of interest. As for the interest rate, the Fan father and son would discuss it, and he would not ask.

He sent Li Fan to be the financial supervisor of Vanguard Company, and it was the head of Hu Yang Foundation, Yang Chongguang. This expert in capital and martial arts had personally made a decision before he invested.

The only reason he did this was that he did not have to worry about this huge investment. In the end, because he did not manage well, or did whatever he wanted, he went down the drain, causing him to lose all his money. He wanted to cry but had no tears.

Before investing in Vanguard, Yang Chongguang had also invested in a few companies. However, because he did not send out the funds regulator in time, the funds invested were either used randomly or squandered, resulting in the investment failure.

Although Yang Chongguang was very optimistic about Fan Xuehua, due to his past experience and lessons, he had to be cautious. He sent Li Fan, who was the supervisor of Hu Yang Foundation's Pioneer Company, to discuss with Fan Xuehua about using this large amount of funds to develop and strengthen the company.

In the domestic venture investment industry, there were many cases of failure. For example, the famous company, Wufeng Agriculture, which had countless halos above its head. It had only been a year since the completion of the huge amount of financing, but because of the 1. 9 billion yuan mutual guarantee fund problem, The sudden crisis of the capital chain, and then in an extremely short period of time. . . The ring collapsed, and the entire company quickly collapsed. It was out of control. Such examples were very rare. But it wasn't that there weren't any.

The chairman of Wufeng Agriculture, Zhu Jinfeng, and his husband, Ma Diancheng, attracted a lot of attention. Apart from their legendary entrepreneurship experience, there was also a very legendary love story.

In the 1980s, Zhu Jinfeng was also known by her family as Da Feng. She grew up in a family of workers who ate rations, but she fell in love with Ma Diancheng, who was born in a peasant family. She was worried that her family would oppose her, so she went to the ends of the world for love. In the eyes of the ordinary people, it was eloping.

This legendary love story was very famous in the local area, and it was still talked about by many people. However, what attracted the attention of the industry was their entrepreneurship experience.

In the process of pouring rice and flour, they quickly earned the first bucket of gold. Later, when the local government hired investors, the couple took over a small local rice processing factory and started from it. They also built five peaks of agriculture.

During the peak period, in a short two years, the company obtained 15 companies, namely Guangyao Holdings, Zhongke Recruitment, Songhe Capital, and so on. There was a total of 500 million in risk investments. There were 24 branch factories under them, and they had 2000 employees. For a time, they became a famous company in Liaoning.

"Wufeng Agriculture is a very sexy project in the circle of economic investment. At that time, if you want to invest in it, you need to find connections. " Although the outcome was bleak, from the mouth of the head of a venture investment agency, one could clearly feel how popular Wufeng Agriculture used to be.

The son of the famous economist Professor Li Yining, Li Wei, was the head of Songhe Capital. When investing in Five Peaks Agriculture, he had to sign relatively loose terms and resources. Huang Li, the Lady Boss of the same great business, was also Zhu Jinfeng's classmate at Changjiang Business School. With this relationship, she had invested nearly 100 million yuan. Now, it had all gone down the drain.

In the past, she had racked her brains trying to get a piece of the pie, but who would have thought that. . . The cake suddenly fell to the ground and turned into powder that could not be picked up. Perhaps. . . The only thing worth celebrating was that the IPO suddenly shut down. Fifth Peak Agriculture was stopped from going public. Otherwise, according to the original plan, Fifth Peak Agriculture might have already landed in the capital market, and now it was taking over the bulk of the profits. They would become the spendthrifts in the stock market.

It was because of such a painful investment failure that Yang Chongguang sent a fund regulator to Pioneer Company. Because of Li Fan agreeing to lend money, Fan Xuehua thought for a while and decided to increase the interest rate of the loan. It was 5% higher than the interest rate of the same period in the bank to ensure the returns of the funds.

"Dad, then tell me, how much is the interest rate?" After a while, Fan Xuehua stared at his father and asked seriously.

The inspirational mind of the business world was analyzing the family's legendary Silk Road, doubting the culture of the Western Yellow River.