C70 There Is No Free Lunch in the World
At this moment, seeing his father asking him if he had 300,000 yuan in start-up funds, Fan Xuehua glanced at his mother and honestly said, "No. " Then, he solemnly said, "Dad, lend me 300,000 yuan first. When the company earns money, I will definitely return it to you. "
"I can lend it to you, but you must pay the interest. " Fan Wenbin drank a mouthful of wine and stared at his son. He replied with a question, "My money was not from the tree with a slingshot. It was earned with great effort. If you want to borrow it, you must pay interest.
Duan Xiangmei glanced at her husband unhappily and said coldly, "My son's start-up funds are not enough. If he wants to borrow some money from your father, not only will he not support it, he will ask for interest instead. How can you be a father like this?
Before Fan Wenbin could defend himself, Fan Xueli rushed to say, "If you want to borrow money, of course you have to pay interest. Otherwise, who would be willing to lend their money to others for free? If it was me, I would also want interest. In school, when you teach questions to others, you still need to charge one yuan each time.
That afternoon after Fan Xueli and Huang Yulian finished fighting, their seats were moved away by their homeroom teacher, Teacher Zhang Yuqin. One of them was close to the window while the other was leaning against the wall. The two of them were very far away and there were a few people between them. They were still trying to see if they could fight. Even if they wanted to fight, they wouldn't be able to.
The conflict between children had not yet been forgotten by the afternoon school. Fan Xueli was very good at studying in class, while Huang Yuying was the exact opposite. In the past, she often looked for problems with the other party. Every time she asked a question, she would take out some delicious food and bribe Fan Xueli.
That day after school, Huang Yujian came to find Fan Xueli again to ask for trouble. She even took out the chicken pancakes that his father, Huang Chengzong, brought back from Guangzhou with a smile and warmly asked him to eat it. Fan Xueli did not stand on ceremony either, eating four in one go before giving him a few questions.
Later on, Fan Xueli suddenly had a bright idea. He no longer wanted Huang Yujian's good stuff, but wanted money. Every time he taught him a question, it would cost one yuan. Because his studies were good, there were a lot of students who asked him questions. After taking the money, he would buy the good stuff he wanted to eat.
"Xue Li is still young, so he knows that he can't lend money to others for free. You have to know that the price must be paid with interest. From ancient times until now, there is one principle.
When he said this, Fan Wenbin fondly touched his son's head. Immediately after, a famous saying in his mind about the capital of Engus' argument came to mind.
Once there was an appropriate profit, the capital would be bolder. If there was a 10% profit, It would have to be used everywhere. With a 20% profit, it would become active. With a 50% profit, It would take the risk. For a 100% profit, it would dare to trample on all human laws. With 300% profit, It dared to commit any crime, even taking the risk of being hanged.
Thinking of this, he smiled and drank another glass of wine. He said earnestly, "Xue-Hua, This was the words of the great revolutionary mentor, Engus, more than a hundred years ago, which revealed the essence of capital.
Seeing that his son was seriously thinking about it, after a moment, he said with certainty, "I can lend you the money, but you must pay interest equal to the bank's interest rate. Whether you want to borrow or not, you decide. " After saying that, he buried his head in his food again.
He believed that his son would eventually understand his father's painstaking efforts. The reason why he wanted interest was not because of those few small pieces of money, but to let his son understand that there was no free lunch in the world.
In today's society, no matter what, he had to pay the price, especially when he was borrowing money. He had to bear the mental pain and blow that he usually could not bear.
Duan Xiangmei saw that her husband was speaking in a serious manner and said unhappily in front of her face: "You are too cruel. You are like the rich tycoons of the old society. You think money is more precious than your own life. My son wants to do some business, borrow money from you, and even ask for interest. Really.
She then turned around and said angrily to her son: "Xughua University, Mom supports you. You dare to do it. I have tens of thousands of yuan here, take it and use it first.
After a moment, he said, "Tomorrow, I'll go to the bank and loan you 100,000 yuan. If it's not enough, I'll think of a way to borrow it. "
Unexpectedly, Fan Xuehua said, "Mom, don't worry about the money. Just now, I thought about it and borrowed three hundred thousand yuan from my dad. The interest rate is the same as the bank's interest rate. "
Then, he stared at his father with bright eyes and asked with certainty, "Dad, do you think this is possible?"
"Yes, it's completely possible. " Fan Wenbin raised his head and looked at his son with a solemn expression. He smiled slightly and said in a very firm tone, "When are you going to use money, and when are we going to do the procedure of borrowing money. "
Hence, the funds for Fan Xuehua's first entrepreneurship were finalized just like that. With the money he borrowed from his father, he rented a shop in the Zhong Tu Building business circle. In the middle, he used a five-plated board to separate it. Inside was the General Manager's room, and outside was the exhibition hall.
The decoration of the door was refreshing. A very conspicuous white red signboard with a white background was hung on it. On it were the words "Vanguard Computer. " It was considered to have established a company.
After that, they ran around the world and spent two days to complete all the documents needed for the opening of the company. After doing all these things, he made an emergency call to Zhang Ling, the girlfriend who went back to Ji Nan to take care of her father, asking her to go to Shanghai to stock up with him.
The Pioneer Computer Company officially opened in the fresh flowers with the sound of firecrackers. It was something that would happen in a month's time. Every year at this time of the year, the weather became colder and colder day by day.
The leaves of the trees on both sides of the street began to turn from green to yellow, and also began to wither. They danced in the air with the cold wind, and then slowly drifted down.
There were only two people in the company. Usually, there were only two people in the company. Zhang Ling was the only one guarding the front door, waiting for customers to come and buy computers. The general manager, Fan Xuehua, was carrying a bag under his armpit and running his business all day long.
In the past month, other than selling his grandfather Fan Youmin's pork cicadas online, he did not make any other business. Fan Xuehua was so angry that the moment he entered the company, he would throw a tantrum at Zhang Ling.
Zhang Ling was not forgiving her grandfather's grandson. As long as Fan Xuehua threw a tantrum, she would fight him. There were a few times when she was so angry that she cried and asked to go back to her hometown, Ji Nan. Fan Xuehua tried his best to persuade her and promised her with a smile, and she finally persuaded her to come back.
On this day, the weather was gloomy and heavy. The wind was very strong, and the chill went straight into his neck. Fan Xuehua went out to do business again. Zhang Ling was the only one in the company. She sat at the door in a daze, looking at the pedestrians coming and going in and out of boredom.
"Excuse me, is Director Fan from Fan Xuehua here?" A clear voice suddenly rang in her ears. Zhang Ling hurriedly stood up and saw a very beautiful and experienced young lady. Thinking that she was here to buy a computer, she said very enthusiastically, "Director Fan has something to do and has gone out. What brand of computer do you want to buy?" As he spoke, he invited the other party into the company.
The young lady had a smile on her face. She stood in the middle of the room and looked around the company. Finally, her gaze landed on Zhang Ling's face and she said softly, "It still looks like a company. " After a moment, she said again, "Judging from your accent, you don't look like someone from Daan. "
"I'm from Jinan, Shandong. " Zhang Ling smiled warmly and generously. As she answered, she pointed at the neatly arranged computer and said, "Beauty, which brand of computer do you want? I can give you a discount. Our company's computers are all famous authentic products. There's not a single fake product.
The other party only smiled and did not say a word. After Zhang Ling finished introducing the computer, she said with a smile, "I came to the company to look for CEO Fan. I have something to discuss with him. Can you call him and ask him to come back?"
Seeing that the other party didn't want to buy a computer, Zhang Ling asked. She glanced at the other party and said unhappily, "Director Fan just left when he had something to do. He might not be able to come back at all. "
However, the young lady did not panic. She continued to smile and said, "Give Director Fan a call. Tell him that I have a huge business deal that I want to talk to him about. If he doesn't come back soon, I can only give this business to another company to do
This sentence made Zhang Ling smile again. She quickly invited the guest into the General Manager's room and made a cup of tea. Then, she hurriedly called Fan Xuehua's phone and ordered loudly, "We have business to attend to. Come back to the company quickly. "