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"Then..." Chloe wanted to ask when Hobart was going to hang up. The water in the bathtub was getting cold.

Hobart suddenly let out the laughter of schadenfreude. "It occurs to me that there's someone even poorer than me. I need to talk with him. That is sure to make me feel better..."

Chloe couldn't help but ask, "Who?"

"Who else could it be? Milton!" Hobart's laughter grew even louder